uLearnMONEY

uLearnMONEY is the most comprehensive and credible online financial education platform in Malaysia that will guide and teach you to gain personal financial success. Together, let’s elevate our financial literacy with uLearnMONEY!

Campaign Closed RM 535,625 raised

179% of target	0 days left
Investors	48
Min Target	RM 300,000
Max Target	RM 1,500,000

Introduction

uLearnMoney is an initiative of the Money Compass Media group, and it aims to elevate the financial literacy of all Malaysian users, particularly the young adults, through continuous education, counselling and advisory tools. Its goals support the Government’s National Financial Literacy Strategy 2019-2023. On a corporate level, it is committed to help in the effective implementation of the country’s national strategy set up by the Financial Education Network, and spearheaded by Bank Negara Malaysia and the Securities Commission.

uLearnMONEY was founded on June 28, 2019 and in such a short span of time has tied up with over 36 tertiary institutions to reach out to their undergraduates. It has grown in consistency and strength to provide online financial education through a Learning Management System platform. Currently, the platform is aimed at the Malaysian users and there are plans to expand its usage across other neighbouring countries, aiding individuals and users to gain and enjoy personal financial success.

Despite the challenges and interruptions faced by everyone this year with the ongoing pandemic, UlearnMoney earned the distinction of being awarded the best financial online literacy platform in Malaysia by Google.

uLearnMONEY offers a vast choice of financial literacy programmes to tertiary students and young adults, with industry financial experts at hand to coach and guide them in raising their financial knowledge and literacy.

What We Do

The Challenge

It is said that two-thirds of all Malaysians are not financially literate. With such a circumstance, it has brought along many social-economic problems such as poverty, high household debts, insufficient retirement savings, high default of student loans and credit cards, etc. Many have also lost their precious life savings to various scams and Internet fraud.

Our Solution

An affordable and comprehensive Internet learning platform with credible and comprehensive video content for 4 market segments (University Students, Family & Household, SMEs, Professionals).

ulearnmoney collaboration centric platform

Learning Management System has proven an effective structured online learning method, unlike YouTube contents which contents are not certified mostly, unorganized, the display platform with contents scattered and not guarantee of contents quality.

It is being hosted privately on cloud server
Structured Learning, Test, Quiz & Assessments
Progress Tracking, Statistics & Reports
Certification & Rewards
Gamifications
Solution Apps

Why Are We Different

Our Revenue Model

Our Market Opportunity

Our Strategy

Our Achievements

Indicative Usage of Funds

❖ APP DEVELOPMENT- RM300K

❖ SCALABLE MEDIA SERVER – RM300K

❖ DEVELOPMENT OF CONTENTS-RM375K

❖ HIRING & IT TALENTS- RM300K

❖ MARKETING & PROMOTION- RM225K

The Team

Amy Seok

Founder & CEO

Zainal Abidin

Director of External Relations & Business

Lucas Wong

Director of Marketing & Promotion

Term Sheet

Issuer: Ulearnmoney (M) Sdn. Bhd., a private limited company incorporated in Malaysia, a private limited company incorporated in Malaysia

Type of Equity: Ordinary Shares (“Shares”)

Fund Raising Period: 90 days

Pre Money Valuation: RM39,650,807

Minimum Fundraising Target: RM 300,000

Maximum Fundraising Target: RM 1,500,000

Price per Share: RM 3.97

Minimum Equity Offered: 0.75%

Maximum Equity Offered: 3.64%

Minimum Shares Offered: 75,567

Maximum Shares Offered: 377,834

Minimum Investment Amount: RM 2,500

Rewards

Impact on Shareholding Structure Upon Completion of the Offering

Investor Eligibility: Retail, Angel, Sophisticated, and/or Institutional Investors, subject to the applicable investment limits prescribed under the Securities Commission’s Guidelines on Recognised Markets.

Pre Emptive Rights

Type of Shares

Information

Closing Period: 14 working days after the end of the Fundraising Period.

Use of Proceeds: 40% for technology, platform development & maintenance; 20% for content development; 10% for hiring & operation costs; and 30% for marketing, promotions, events & roadshows.

Subscription Procedure: An Investment Agreement to subscribe ordinary shares and subject to review if required or necessary, the procedure may be amended by the Issuer and the ECF Platform.

Disclaimer: The information, calculations and remarks expressed on this term sheet or on any other part of the platform are based on information provided, disclosed and presented by Ulearnmoney (M) Sdn. Bhd. to Ata Plus Sdn Bhd, either in part or in whole. Ata Plus disclaims responsibility for the accuracy, completeness and/or validity of these information, and hence will not be held liable for any inaccurate, inappropriate or incomplete information presented on this term sheet or on any other part of the platform subject to the following :

The financial information listed on the deal page is provided by the Issuer; which includes the financial forecasts and projections, the capitalization table, the term sheet, and management accounts.

The financial forecasts and projections have been prepared by the issuer based on assumptions that have not been reviewed and certified by an independent certified accountant for its reasonableness.

THE ISSUER agrees that; all information concerning the product, business and the assets of THE ISSUER that have been furnished to Ata Plus Sdn Bhd for the purpose of the equity crowdfunding campaign is true, complete, and accurate in all material respect and is not misleading or deceptive whether by inclusion or omission.

Should the Investor require more information, they can do so by contacting Ulearnmoney (M) Sdn. Bhd. directly at [email protected] by clicking on the ‘CONTACT’ button on the Deals Page.

Disclosure: This issuer is referred by a 3rd party which is . Ata Plus is not associated or related to the issuer and the referral party.

Disclaimer by Securities Commission

(i) No shares will be alotted or issued based on this document after six months from the closing of the offer period

(ii) This issue, offer or invitation for the offering is a proposal not requiring authorisation of the Securities Commission under section 212(8) of the CMSA 2007

(iii) This document has not been reviewed by the Securities Commission Malaysia. The Securities Commission does not recommend nor assumes responsibility for any information including any statement, opinion or report disclosed in relation to this fund raising exercise and makes no representation as to its accuracy or completeness. The Securities Commission expressly disclaims any liability whatsoever for any loss howsoever arising from or in reliance upon the whole or any part of the information disclosed.

Issuer	Ulearnmoney (M) Sdn. Bhd., a private limited company incorporated in Malaysia
Type of Equity	Ordinary Shares (“Shares”)
Fund Raising Period	90 days
Pre Money Valuation	RM39,650,807
Minimum Fundraising Target	RM 300,000
Maximum Fundraising Target	RM 1,500,000
Price per Share	RM 3.97
Minimum Equity Offered	0.75%
Maximum Equity Offered	3.64%
Minimum Shares Offered	75,567
Maximum Shares Offered	377,834
Minimum Investment Amount	RM 2,500
Rewards
Investor Eligibility	Retail, Angel, Sophisticated, and/or Institutional Investors, subject to the applicable investment limits prescribed under the Securities Commission’s Guidelines on Recognised Markets.
Closing Period	14 working days after the end of the Fundraising Period.
Use of Proceeds	40% for technology, platform development & maintenance; 20% for content development; 10% for hiring & operation costs; and 30% for marketing, promotions, events & roadshows.
Subscription Procedure	An Investment Agreement to subscribe ordinary shares and subject to review if required or necessary, the procedure may be amended by the Issuer and the ECF Platform.
Disclaimer	The information, calculations and remarks expressed on this term sheet or on any other part of the platform are based on information provided, disclosed and presented by Ulearnmoney (M) Sdn. Bhd. to Ata Plus Sdn Bhd, either in part or in whole. Ata Plus disclaims responsibility for the accuracy, completeness and/or validity of these information, and hence will not be held liable for any inaccurate, inappropriate or incomplete information presented on this term sheet or on any other part of the platform subject to the following : The financial information listed on the deal page is provided by the Issuer; which includes the financial forecasts and projections, the capitalization table, the term sheet, and management accounts. The financial forecasts and projections have been prepared by the issuer based on assumptions that have not been reviewed and certified by an independent certified accountant for its reasonableness. THE ISSUER agrees that; all information concerning the product, business and the assets of THE ISSUER that have been furnished to Ata Plus Sdn Bhd for the purpose of the equity crowdfunding campaign is true, complete, and accurate in all material respect and is not misleading or deceptive whether by inclusion or omission. Should the Investor require more information, they can do so by contacting Ulearnmoney (M) Sdn. Bhd. directly at [email protected] by clicking on the ‘CONTACT’ button on the Deals Page.
Disclaimer by Securities Commission	(i) No shares will be alotted or issued based on this document after six months from the closing of the offer period (ii) This issue, offer or invitation for the offering is a proposal not requiring authorisation of the Securities Commission under section 212(8) of the CMSA 2007 (iii) This document has not been reviewed by the Securities Commission Malaysia. The Securities Commission does not recommend nor assumes responsibility for any information including any statement, opinion or report disclosed in relation to this fund raising exercise and makes no representation as to its accuracy or completeness. The Securities Commission expressly disclaims any liability whatsoever for any loss howsoever arising from or in reliance upon the whole or any part of the information disclosed.

Risk Disclaimer

Investing in equity crowdfunding involves certain risks that include uncertainty of returns, lack of liquidity, dilution, material events and lack of control. Investments should be done as part of a diversiﬁed portfolio. ATA PLUS offers investment opportunities to investors who understands these risks in making their own investment decisions.

PLEASE READ THE FULL RISK WARNING BEFORE DECIDING TO INVEST.

This page is approved as a ﬁnancial promotion by ATA PLUS Sdn. Bhd., which is authorized and regulated by the Security Commission of Malaysia. Deals that are up for investment are only offered to members of ata-plus.com on the basis of information provided by the companies concerned. ATA PLUS takes no responsibility for this information or for any recommendations or opinions made by the companies. For further information on this, please read our Term of Use.